If you run a succesfull business, you have worked hard to provide security for your family and employees. As you move into retirement, having a succession plan is an important step wether you

Pension Corporation of America provides a range of financial Education resources to help individual investors and plan sponsors make informed financial decisions.
If you run a succesfull business, you have worked hard to provide security for your family and employees. As you move into retirement, having a succession plan is an important step wether you
While we hope you have never had to experience it, you’re no doubt familiar with the idea of an audit of your personal or corporate tax return. But you may not be familiar with an audit of
You already know that a 401(k) is a very popular retirement plan and, like other plan designs, it allows your employees to take advantage of tax deferrals on contributions and earnings while
Every retirement plan is required to have a formal written document that spells out how it operates. When Congress passes new laws that impact how retirement plans work, the IRS and other
Most of us live in homes that were not custom-designed for us. We adapt to them rather than expect them to be optimized to how we like to live. Most retirement plans are sold the same way.
A compelling feature of a 401(k) plan has always been the opportunity to contribute money from your current income on a pre-tax basis today – let it work for you over the years – and
People who exercise control and authority over the management of a retirement plan’s assets are fiduciaries. So are professionals who provide investment advice with respect to those
There are some things we’re happy to buy right off the rack. After all, mass production usually means consistency and cost-savings. On the other hand, when we do buy off the shelf, we
Most people can contribute to their 401(k) without worrying about exceeding the annual contribution limit. If you’re under 50 years old, that’s $19,000 a year. If you’re 50 or
Introducing a workplace retirement plan can be a compelling way for emplyees to take control of their retirement savings, but for so many people that don’t have control of their personal